How can you manage your time despite
of being employed and having a blog site at the same time?
times, it is tough to manage my time and still enjoy life. I think at
this point, however, I am just used to it. I have been working full-time
while either going to school or having my side jobs for over 10 years
A schedule and a to-do list are both really helpful. They both help keep me on task and realize when I need to get things done.
How can we get out of debt from
credit cards or loans?
on lowering your expenses and/or increasing your income. There's
probably something that you can cut out of your budget. Find it, and cut
it out. With increasing your income, there is probably something that
you can do. You could find a part-time job, sell things, start a side
business, and so on.
Is it possible to retire young and
think it is possible. Of course, it depends on what your definition of
rich is as well. If rich means early retirement or financial
independence, then yes, I definitely think that is possible.
Start saving young, ramp up your income, and invest in profitable
areas. Live below your means and try not keep up with the Joneses!
I have a present loan but I want a
new 2nd car, is it recommended to loan again for the 2nd
does this mean that you would have two new cars just for yourself? If
that is the case, I do not recommend that at all if you would be taking
out loans for it.
you are just thinking about buying another car, see if you can get a
discount if you pay in cash. If they can't offer you a discount, and the
interest rate is 0%, then sometimes taking this is better, as long as
you know that you can invest the difference, and not just spend this
After college, is it okay to rent a
house our loan it?
depends on the person. We bought our home when we were 20, and wouldn't
change a thing! You should determine why you are buying a home. I
actually just recently had a post on this: "Is a house right for you".
Do you have a great story about this? Share it!